Members Services;
Insurance
The Australian Lawnmowers Association provides a range of
insurance services for members. Our insurance department can meet
your needs - not just in relation to business projects but also for
motor vehicle, household and marine policies.
NOTE: Members of the Australian Lawnmowers Association are
entitled to discounts as members of the association on certain
classes of business which in many cases will save the cost of
membership to the Association.
Note that premium schedules for
the ALMA Insurance Scheme already have these discounts applied. Public liabilityExcessesExcesses may be applicable to this section, which
vary according to how the damage to third party property was caused.
ie: damage to underground services usually has a higher excess.
These excesses are confirmed at the time of quoting and could vary
from job to job, client to client.
General Property
Is issued to cover such things as Tools of the trade, Plant
equipment, Stock in trade and the like, against risks of Fire,
Burglary (from locked premises), Theft from within a locked vehicle
(a trailer is not a locked vehicle!) or accidental damage due to
collision and or overturning of the conveying vehicle. The situation
is anywhere in Australia. The premium is based on the sum incurred
and subject to an excess (the higher the excess the lower the
premium, the minimum excess however is $100) Claims are settled on
an indemnity basis that takes into account age, wear and tear,
etc. Accident & Sickness
(Salary Continuance)
This policy gives protection to the policy holder for her/his
income in the event of accident or illness occurring during the
policy period. Our policies provide coverage 24 hours a day, 7 days
a week, Worldwide. The policy is subject to an excess of seven
days, that is benefits are not payable for the first seven days. The
insured occupation and in some cases, recreational activities, also
have a bearing on the premium payable. Motor Vehicle Insurance
Comprehensive insurance or Third Party property damage policies
are available on business vehicles, trucks, ride-on mowers or earth
moving equipment. Premiums depend on the type of vehicle, its use,
and the drivers previous claims history.
As a registered general
insurance broker we can place all classes of general insurances as
well as those listed above.
For a quotation talk to our Brokers,
Heath Amber, at MGA Insurance Brokers Pty Ltd.
Phone 1300 130
642
Finance
For plant and
equipment,commercial vehicles, etc. can be provided through
Hunter Premium Funding, who handle your monthly insurance premiums,
at competitive terms structured to suit your cash flow. Financing
can help you to have the equipment you need to achieve your business
goals sooner. In addition, there are tax advantages available
through leasing and hire purchase.
Please contact: Lorenzo Zanini, Hunter Premium Funding
Ltd,
GPO Box 2241, ADELAIDE 5001.
Phone 1800 648
157.
E-mail:
lorenzoz@hpf.com.au
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